Cookie Policy

What Are Cookies and Tracking Technologies

Cookies are small text files that websites place on your device when you visit them. Think of them as digital breadcrumbs that help websites remember who you are and what you've done during previous visits. At Wisdoma Bridgia, we use various tracking technologies beyond traditional cookies to provide you with a personalized experience while you explore debt management strategies and financial resources.

These technologies include web beacons, pixel tags, local storage, and session identifiers. Each serves a specific purpose in helping us understand how you interact with our platform, what content resonates with you, and how we can better serve your financial planning needs.

Types of Tracking We Use

How Tracking Enhances Your Experience

Our tracking technologies work behind the scenes to create a more tailored experience for your financial journey. When you return to our site, we can remember where you left off in our learning program, which debt calculators you've used, and what types of content you find most valuable.

• Personalized debt management recommendations based on your previous interactions
• Saved progress in our educational modules and assessment tools
• Customized content suggestions that match your financial situation
• Streamlined access to frequently used calculators and resources
• Relevant updates about new programs and services that fit your needs
• Improved website performance and faster loading of your preferred sections

Data Retention and Your Control

We don't keep tracking data forever. Different types of information have different retention periods based on their purpose and legal requirements. Essential cookies typically last for the duration of your session, while preference cookies might be stored for up to a year to maintain your customized experience.

Analytical data is generally anonymized and aggregated after 26 months, meaning it can't be traced back to individual users. Marketing cookies are typically refreshed every 90 days, and you can opt out of these at any time through your browser preferences or our privacy settings.

Managing Your Preferences

Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. However, this might prevent you from taking full advantage of our website's features, particularly our interactive debt management tools and personalized recommendations.

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Options > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions > Cookies and site data

You can also use private or incognito browsing modes, which don't store cookies after you close the browser window. Keep in mind that while this gives you more privacy, it also means you'll need to re-enter preferences and won't benefit from personalized features during future visits.

Third-Party Tracking

Some cookies on our website are set by third-party services we use to provide you with enhanced functionality. These might include analytics providers, customer support tools, or educational content platforms that help deliver our debt management resources. We carefully select these partners and ensure they meet our privacy standards.

These third parties have their own privacy policies and cookie practices, which we encourage you to review. While we can't control their policies directly, we only work with reputable services that align with our commitment to protecting your privacy while providing valuable financial education and tools.

Updates to This Policy

As technology evolves and we enhance our services, we may update this cookie policy to reflect changes in our practices or legal requirements. We'll notify you of significant changes through our website or via email if you've subscribed to our communications. We encourage you to review this policy periodically to stay informed about how we're protecting your information.

Any changes will be clearly marked with an updated revision date, and we'll provide a summary of what's changed when updates are substantial. Your continued use of our website after policy updates indicates your acceptance of the revised terms.